Terms & Conditions
Effective Date: 01-04-2025
Welcome to SCALLER BOAT FINNOVATION LLP (Rupay.Money). By accessing or using our services through www.rupy.money (the “Website”), you agree to the Terms and Conditions outlined below. Please read them carefully.
By registering with SCALLER BOAT FINNOVATION LLP (Rupay.Money), you authorize us, our partner banks/NBFCs, and advertisers to contact you via SMS, email, phone call, and WhatsApp for:
This consent is valid irrespective of your DND/DNC registration. We may contact you until you withdraw your consent.
By using our services, you appoint us as your authorized representative to access your Credit Information from Experian, CIBIL, EQUIFAX, or CRIF for credit assessment and advisory. This is valid for up to six (6) months from the date of consent or until the purpose is fulfilled.
To comply with WhatsApp's Business Terms of Service:
Your loan application is forwarded only to your selected bank/NBFC. In all other cases, we seek your explicit consent before sharing details with any lender.
We collect your personal information when you:
This includes name, contact info, address, gender, date of birth, etc. We do not sell or share this data except:
You can opt out of SMS/emails by writing to info@rupay.money.
We do not endorse or guarantee the quality of products/services offered by third-party advertisers. Dealings with them are at your own risk.
Use of our Website is restricted to individuals competent to contract under the Indian Contract Act, 1872. Minors (under 18) must use the site through a legal guardian.
You are responsible for maintaining correct and up-to-date information. False or incomplete information may result in account termination.
You agree to receive electronic communication (SMS, email, WhatsApp) and accept such communication as legally valid and binding.
Browsing the Website is free. We may charge for specific services and reserve the right to revise prices at any time. All fees are in INR unless stated otherwise.
You agree not to:
Violations may result in account suspension or legal action.
All content—logos, images, software, text—is owned/licensed by SCALLER BOAT FINNOVATION LLP (Rupay.Money) and protected by law. Do not reuse without written consent.
We are not responsible for content on third-party sites linked from our Website. You access them at your own risk.
We store user information on secure servers and follow industry-standard practices to protect your data.
We do not guarantee:
We are not liable for any loss/damage arising from use of our Website.
We are not responsible for:
All payments must be made in INR through authorized methods.
We may suspend your account or restrict access if you:
We reserve the right to recover any dues and pursue legal action.
You agree to indemnify SCALLER BOAT FINNOVATION LLP (Rupay.Money) and its stakeholders against claims, damages, or losses arising from your use of the Website or violation of these terms.
These Terms are governed by Indian law. Any disputes shall be subject to the exclusive jurisdiction of courts in Mumbai, Maharashtra.
This Website is intended for users in India. If you access it from another country, you are responsible for complying with local laws.
All trademarks, logos, content, and intellectual property on the Website are owned by SCALLER BOAT FINNOVATION LLP (Rupay.Money). Any unauthorized use will be legally pursued.
If you believe your content is used without authorization, please write to us at info@rupy.money with subject: “Copyright Complaint”.
We try to be accurate in product/service descriptions but do not warrant that all details are always complete, reliable, or error-free.
We are not liable for any indirect, incidental, special, or consequential damages resulting from:
SCALLER BOAT FINNOVATION LLP (Rupay.Money)
Email: info@rupy.money Phone: +91 77383 81695
Address: A-304 Bharat CHS Ltd, Navghar Road, Kasturi Park, Bhayandar (E), Thane - 401105, Maharashtra, India