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Working Steps

Simple Steps to Get a Personal Loan

01

Fill out the Online Application Form.

Fill out a form to check your rate in minutes

02

Submit the necessary documents and Complete the KYC verification.

90% of loans are fully automated

03

Get the loan amount disbursed to your account.

99% of funds are sent just 1 business day

Our values

Pure Gains. Zero Risks.

Rupy.Money is on a mission to provide equal financial access for all. Partnering with top banks, we offer tailored products at great rates.

Personalised Offers

Get a customized loan up to ₹50 lacs at 10.5% interest for 1 to 7 years.

Fast Disbursals

Reliable, instant, and hassle-free. Get funds in your account within 24 hours.

Safe & Secure

Your information and privacy are of utmost concern for us

Lowest Interest Rate

Personal loans at interest rates from 10.5% onwards.

READ FAQ

General Questions.

You can apply for a personal loan through the lender’s official website or visit a branch in person. Generally, you need identity proof, income proof, address proof, and a good credit history.

Missing a repayment can lead to late fees, higher interest charges, and negatively impact your credit score, making future borrowing more challenging.

Maintaining a good credit score, providing accurate and complete documentation, ensuring steady employment, and keeping existing debts manageable improve your chances of approval.

A secured personal loan requires collateral such as property or other assets, whereas an unsecured personal loan does not require any collateral, relying solely on your creditworthiness.

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